Affordability Calculator

Find out exactly how much home you can comfortably afford.

Your Financial Profile

Monthly Net Income (₹)₹1.50 L

Existing EMIs (₹/month)₹0

Down Payment Available (₹)₹20.00 L

Interest Rate (%)

Tenure (Years)

Healthy financial profile

Maximum Home Budget

₹1.06 Cr

Max Loan Eligible₹86.42 L

Down Payment₹20.00 L

Max Monthly EMI₹75,000

FOIR (Debt-to-Income)50.0%

💡 Expert Tip

Banks typically allow up to 50% of net monthly income as total EMI (FOIR). A down payment of 20%+ gives you better loan terms and lower interest rates.